Andover Townsman, Andover, MA

March 20, 2014

Focus on the finances of retirement

The Andover Townsman

---- — Financial adviser John Spoto of Andover, a columnist for The Andover Townsman’s sister publications, The Eagle-Tribune and MVB Magazine, will present ‘‘Building Up or Spending Down a Retirement Portfolio: An Interactive Forum” on Wednesday, March 26, from 7 to 8:30 p.m. at Memorial Hall Library, 2 North Main St.

Spoto will help retirees determine whether they are on track for a secure retirement, how much they need to save to retire comfortably and what changes they should make to their investment plan to reduce the risk of running out of money. He will highlight some sensible strategies that can help people increase their chances of reaching their retirement goals.

A certified financial planner, Spoto is the president and founder of Sentry Financial Planning, a fee-only financial planning firm located in Andover and Danvers. He does not work for any financial institution, sell financial or insurance products of any kind, accept or pay referral fees or work for commissions.

The forum is sponsored by the Friends of Memorial Hall Library. Admission is free; however, registration is required. To sign up, visit or call 978-623-8401, ext. 31.